There are all sorts of ways to insure your life or possibly pay for long term care. However, is insurance right for you? T know the answer, you must first know what you’re dealing with. 

Life insurance is a personal contract with an insurance company that promises to pay a benefit to your beneficiaries or estate in the result of your untimely passing. This promise of payment is in exchange for smaller monthly, quarterly, or annually payments. This personal contract is a unilateral contract, which means that the insurance company is the only party that is legally obligated to pay. While there are many types of life insurance, everyone should be familiar with the two most common types of life insurance, whole life insurance and term insurance. 

10 Rules for Protecting Your Assets and Preserving a Legacy.

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