Hello ,

Great news for North Carolina homeowners planning for long-term care: Ladybird deeds are now officially codified in the NC Long-Term Care Medicaid Manual (MA-2240). This recent update confirms what experienced elder law attorneys have long known—Ladybird deeds remain a powerful and fully compliant way to protect your home.

The Medicaid manual clearly states that because the homeowner retains the power to sell the property, a Ladybird deed is not considered an asset transfer, even within Medicaid’s five-year look-back period. When used properly on a primary residence, the home remains an exempt resource and passes directly to loved ones—outside of probate.

Ladybird deeds continue to be one of the most effective tools available to:

• Protect your home from long-term care costs
• Preserve property for your children and family
• Maintain full control of your home during your lifetime
• If you’ve heard conflicting information about Ladybird deeds, this update provides clarity: they are stronger than ever in North Carolina.

Thank you for reading our e-newsletter dedicated to protecting your assets and planning for long-term care. We look forward to assisting you with strategic legal solutions that ensure your peace of mind.

Greg McIntyre

Elder Law & Estate Planning Attorney 

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