Retroactive Coverage Cut from 90 to 30 Days
Families used to
have a 3-month buffer to apply for Medicaid and still get prior bills covered. Now? Just 30 days. This change could lead to steep out-of-pocket costs if there’s any delay in filing after a hospital or nursing home admission.
Application Streamlining? On Ice Until 2035
The law freezes any plans to simplify the Medicaid LTC application process for another decade. That means the
confusing, state-by-state maze of forms and case reviews isn’t going anywhere anytime soon.
Federal Funding Slashed
The bill doesn’t technically change income or asset thresholds, but with $1.2 trillion in Medicaid funding cuts over the next 10 years, expect tighter state budgets, fewer provider options, and delayed payments—all of which can impact the quality and accessibility of
care.
What This Means for You
Own a home worth over $1 million? It’s time to think about Medicaid-compliant transfers or life estate planning.
Helping someone apply? Stay on top of redetermination timelines and be ready with documentation—twice a year.
Have a loved one in crisis? Don’t wait to file—every day could mean uncovered care costs.
👉 Act now, not later. With stricter timelines and tighter rules, proactive planning is your best defense.
📞 Call McIntyre Elder Law at 1-888-999-6600
📍 Offices in Shelby, Charlotte, and Hendersonville
🌐 Visit www.mcelderlaw.com to schedule a free consultation.
